Responding to the prompt is their job, leading the discussion and the scoring are yours. It may be tempting to answer MoneyScore prompts on your child's behalf, especially if they seem stuck. Helping them get unstuck could look like giving prompting if they need it, adjusting the examples if appropriate for your family, helping define a word they don’t know, etc.

MoneyScore is meant to gauge your child’s current understanding of concepts, so we want you to put them at the center of the process. Talking through MoneyScore together will help you see how they approach tricky questions and start to build new language and vocabulary about financial topics. Let your child answer as much as they can via conversation with you. You'll be surprised how much you learn about the way your child sees themselves and the world around them. Ultimately, you have the best understanding of what your child knows and does not know, and you will pick the number.

No. Technology can be distracting (for both of you). Although the MoneyScore results are captured here on the Portal, we encourage you to use the printed guide when discussing with your child. Utilizing the printed guide will also give you the flexibility to complete it anywhere in a setting that feels less "formal" or like a "test," and more like a casual conversation of curiosity.

No Problem. A short attention span is completely normal. If your kids seem interested in one part of the assessment and not others, feel free to linger on it or to hop around to skills they are drawn to. As you assess their capacity to focus, try to find a time where they can complete a full five prompts in one conversation. A bit of grown-up pre-work typically helps so that you spend your time asking and discussing instead of reading the information for the first time together. Reading ahead also helps you know where there might be discussion points that naturally need more or deeper conversation.

That's ok. Complete MoneyScore using the experiences and context your family has had to date. This approach allows you to see your child’s skill, confidence, and progress grow over time.

No. MoneyScore contains 50 prompts, five prompts for each of the 10 MoneySkills. We do not recommend you push or rush to complete this in one sitting, but we do recommend doing your best to complete all questions for an entire skill in one sitting. If your child seems interested in one part of the assessment and not others, feel free to linger on some and skip ahead on others.

It varies. MoneyScore is designed to work around your family’s schedule, priorities, and attention spans. As you assess your capacity, we encourage you to dive in only when you think you can complete a full skill (5 questions). Completing five questions can be easy and quick (10-20min) or it could take longer (+30min) if the concepts are new or particularly interesting to children.

Remember that the approach for how to complete MoneyScore is flexible: some families like to focus on completing MoneyScore right away while others prefer to tackle different skills over time. Both strategies work well and you can always ask your Navigator for advice.

Yes. MoneyScore is the rare exception in Bounce10’s family-centric program where full family engagement doesn’t lead to the best results. Other siblings may be asked different types of questions, may feel eager to jump in to answer on behalf of one another, or may tend to be more/less shy in the conversation. Your child’s best results will come if you can find time to work through these questions with them individually.

Use our guidelines and then apply your intuition. Grown-ups ultimately pick any number between 1 and 5 that feels most appropriate. As a general guideline, a child who can answer the question enthusiastically, and with more detail, should receive a 5. A child who needs a bit more prompting should receive a 3, and a child who hasn't had this experience yet, or isn't ready to provide feedback, should receive a 1. We do not offer a score of 0. We believe that just by having been asked the question, seeds are being planted for future learning and your child's financial fluency is being nurtured and developed.

Still not sure? That's okay. Write down a few notes to yourself and a Navigator can talk it through with you.

Each of MoneyScore’s stages are designed to be effective for a particular age group. Like grades in school, the goal is not necessarily to skip to the next grade (stage) as fast as possible. Rather, the stages are designed to use the language and concepts that are most appropriate to accelerate children’s learning and growth. There may be skills, concepts, or subjects that come naturally while others may be more challenging. As you discover these natural tendencies or challenges, speak to your Navigator! Navigators are there to provide prompts and resources that help with getting familiar with the basics or allow greater challenge.

As a grown-up, you know your kids best. If you discover that your child would be better served in their learning and growth by exploring a lower or higher stage, have a conversation with your Navigator. If a child does move up or down a stage, your Navigator will provide you with a new question set for you and your child to complete.

Great job! Get in contact with your Navigator to set up a meeting to talk about your results. We recommend you send a photo of your child’s completed answer sheet to your Navigator; they’ll look over your notes and will record answers for you in the portal.