The 10 Money Skills

Children develop executive function through the disciplined use of money, time, and resources. PLAN builds children’s capacity to manage resources over time by contemplating changing circumstances and making thoughtful decisions and life choices.

Whether storing, collecting, conserving, reserving, or sustaining, SAVE links to stewardship, planning for the future, and thinking ahead. Saving helps kids learn to value what they have and take pride in looking after it.

Children are encouraged to understand that CREDIT rests on credibility and trustworthiness, both of which are earned and become part of character and reputation. These ideas plant seeds for understanding responsible borrowing and lending, as well as strengthening relationships.

SPEND offers practice with critical thinking, decision-making, patience, and delayed gratification. Children compare different items available for purchase and use values to guide decision-making and to distinguish between trade-offs like quality & quantity.

WORTH is about helping kids discover value in strengths and abilities—in themselves, as well as in others. As skills and competencies develop, confidence and self-esteem flourish and the capacity to appreciate worth in others is enhanced.

VOICE encourages children to question, discern, and explore ideas, norms, and attitudes about money and values. Voice encourages them to express feelings, values, and points of view in the context of complex relationships in families and in the world.

IMPACT helps children discern needs, clarify values, and explore how and when to use their potential—their superpowers—to make change through generosity, hard work, and the creative deployment of time, treasure, and talent.

INVEST embraces the ability to deploy time, energy, money, or other resources to grow or build value. Children explore how small investments over time can make a big impact and begin to think about risk vs. reward.

Entrepreneurial spirit shows up in the arts, business, philanthropy, and relationships. Encouragement to CREATE sparks curiosity and imagination and nurtures self-esteem and resilience in the process of trying, failing, learning, and trying again.

CONNECT leverages children’s impulse to reach out and understand the world and how it works. We start with an understanding of family connections, then build an understanding of local communities and broader economies. As their perspective widens, we introduce new and important ideas about other cultures and how goods and services operate on a global scale.

Introduction to MoneyScore

Using an evaluation framework called MoneyScore, we spark discussion between grown-ups and kids. Using age-appropriate language and examples to explore financial concepts, each carefully designed prompt is supported by an overview of why the concept matters as well as guidance on how grown-ups might score the responses they hear. Over the course of their Bounce journey, children move from competence into mastery of all 10 essential Money Skills.

Joline Godfrey explains MoneyScore

Ready to kick off your Financial Parenting journey and teach your kids the 10 Money Skills?

Compare Plans

The 10 Money Skills

Children develop executive function through the disciplined use of money, time, and resources. PLAN builds children’s capacity to manage resources over time by contemplating changing circumstances and making thoughtful decisions and life choices.

Whether storing, collecting, conserving, reserving, or sustaining, SAVE links to stewardship, planning for the future, and thinking ahead. Saving helps kids learn to value what they have and take pride in looking after it.

Children are encouraged to understand that CREDIT rests on credibility and trustworthiness, both of which are earned and become part of character and reputation. These ideas plant seeds for understanding responsible borrowing and lending, as well as strengthening relationships.

SPEND offers practice with critical thinking, decision-making, patience, and delayed gratification. Children compare different items available for purchase and use values to guide decision-making and to distinguish between trade-offs like quality & quantity.

WORTH is about helping kids discover value in strengths and abilities—in themselves, as well as in others. As skills and competencies develop, confidence and self-esteem flourish and the capacity to appreciate worth in others is enhanced.

VOICE encourages children to question, discern, and explore ideas, norms, and attitudes about money and values. Voice encourages them to express feelings, values, and points of view in the context of complex relationships in families and in the world.

IMPACT helps children discern needs, clarify values, and explore how and when to use their potential—their superpowers—to make change through generosity, hard work, and the creative deployment of time, treasure, and talent.

INVEST embraces the ability to deploy time, energy, money, or other resources to grow or build value. Children explore how small investments over time can make a big impact and begin to think about risk vs. reward.

Entrepreneurial spirit shows up in the arts, business, philanthropy, and relationships. Encouragement to CREATE sparks curiosity and imagination and nurtures self-esteem and resilience in the process of trying, failing, learning, and trying again.

Introduction to MoneyScore

Joline Godfrey explains MoneyScore